DENTAL, VISION, HEARING AND HOSPITAL INDEMNITY PLANS
For EXTRA protection added to your Medicare Plan
HOSPITAL INDEMNITY PLANS
Hospital indemnity insurance is a type of supplemental insurance that pays a set amount of money per day, week, month, or visit if the member is confined in a hospital. A hospital indemnity plan can help cover out-of-pocket expenses for hospital confinement and protect your client's financial well-being when unexpected illnesses or injuries occur. Cash benefits are paid directly to the member to help cover the costs associated with hospital confinement, ambulance trips, skilled nursing stays, or household expenses while hospitalized. Benefits are payable no matter what other medical coverage the member may have.Hospital stays can have a lot of costs associated that are non-medical and not covered by health insurance. Having the cash benefit can offset some of those costs and greatly reduce the out-of-pocket amount your clients will end up paying for things like transportation, a mortgage, meals for the spouse, lost time at work for the spouse, or prescription drug costs.A hospital indemnity plan will help pay for out-of-pocket expenses associated with:
- Daily hospital confinement
- Ambulance trips
- Cancer
- Dental/vision
- Short duration hospital stays
- Observation stays
- Outpatient surgery
- Skilled nursing facilities
Optional add-on riders typically include:
- Lump sum cancer
- Lump sum hospital confinement
- Nursing home confinement
- Ambulance services
DENTAL, VISION AND HEARING PLANS
We have many plans to choose from, offering affordable dental, vision,
and hearing plans for seniors 65 and older. If you are enrolled in
Medicare, Original Medicare and a Medicare Supplement do not cover
routine dental, vision, and hearing exams. We can help you get the protection you need.